The best of credit card applications
* Show them that if they don't need something, it's not a bargain at any price. It's human nature to jump on a deal. But it's not good for your wallet. Teach your son or daughter by example that buying only what you need, not what you think you might need or what might come in handy at some point in the far future, is the best way to manage money. This will not only inoculate them against bad student credit cards' offers, it will improve their spending habits and lower the amount of credit card debt they will carry when they graduate from college.