My little writings on credit card applications
Now, with every department store, clothing store, and small club offering its own credit card, there's no reason to pay a fee. If you find an excellent card and the only drawback is that it has an annual fee, call the issuer and ask whether they will waive the fee for you. Many issuers are happy to waive the fee in exchange for your custom. • Credit cards that charge a fee to allow you to pay your bill over the phone or the Internet. These fees are soon to be a throwback, but for now, many companies are still getting away with charging more tech savvy consumers for using electronic methods of payment.